Asia Pacific is poised for a sustained expansion of its wealth population. Already home to more billionaires than any other region, it remains one of the fastest-growing centres of wealth and is on track to become the world’s second-largest wealth hub.

As wealth across the region matures, Singapore has established itself as a leading hub for family offices, reflecting a broader shift among ultra-high-net-worth families toward more institutionalised wealth management. Increasingly, families are setting up dedicated offices in the city-state to centralise oversight of investments, governance, and succession planning within a stable, well-regulated environment. This momentum is underpinned by Singapore’s strong financial ecosystem, rule of law, and strategic position as a gateway to Asia’s growth opportunities.

Family offices must navigate a complex spectrum of responsibilities, from legacy preservation to investing and management of family businesses. YWMS recognises that every investment mandate must be shaped around these unique priorities. We do not take a one-size-fits-all approach; instead, our strategies are highly customised, aligning portfolios with each family’s long-term objectives and generational values.

Global securities refer to financial instruments that can be traded or invested in by individuals, companies, or institutions around the world. These securities include physical shares, ETFs, IPO, private placement, futures, options and other investment vehicles that are available across different countries and regions. Global securities allow investors to diversify their portfolios and gain exposure to a wide range of companies and industries from different parts of the world.

Structured notes (“SN”) are financial instruments whose performance or value is linked to that of an underlying asset, product, or index. These may include market indices, individual or baskets of stocks, bonds, and commodities, currencies, interest rates or a mix of these. SN is highly customizable and has potential to earn enhanced yields, based on market price movements.

Fixed income is an asset class that is a commonly held investment because it helps preserve capital. Fixed income investments typically provide a premium above inflation and experience less return volatility compared with shares. Catering to those with a more balanced risk appetite, fixed income instruments can potentially boost your portfolio and offer a smart way to diversify your portfolio, balancing out other riskier assets to lower your overall risk.

Money market instruments serve a dual purpose of not only allowing issuers meet their short-term needs for capital but also provide easy liquidity to investors who want to preserve their cash requirements, invest for the short term, and earn fixed returns. Some of the common money market instruments include Banker's Acceptance, Treasury Bills, Repurchase Agreements, Certificate of Deposits and Commercial Papers. Money market instruments generally have high credit ratings and are comparatively safer.

Derivatives are powerful financial contracts whose value is linked to the value or performance of an underlying asset or instrument and take the form of simple and more complicated versions of options, futures, forwards and swaps. Derivatives are traded over-the-counter bilaterally between two counterparties but are also traded on exchanges. The cost of transaction in derivatives trading is lower as compared to other securities, it also offer greater operational and market efficiency than cash markets and allow investors to create exposures unavailable in cash markets.